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Financing a company

You have analysed your ability to finance your business from your own capital but these resources are insufficient. You therefore need to consider other sources of possible funding for your business: external resources.
You can get various types of short or long term credit.
The types of finance in highest demand are:

  • finance for fixed assets;
  • finance for operating capital;
  • finance for guarantees.


In general, the banks will offer finance for your projects on the basis of a properly drawn-up Business plan.

The Participation Fund, a public credit institution, grants funding to the self-employed, people in the professions, managers of SMEs, start-ups and, in a limited number of cases, to jobseekers.

Some Chambers of Commerce will also finance innovative projects or put you in contact with potential partners.

In Brussels

In Wallonia

In Flanders

  • The ParticipatieMaatschappij Vlaanderen (in Dutch) is a Flemish government body which provides various financial so SMEs that wish to invest in Flanders. This is primarily public funding.
  • Flanders Investment & Trade (FIT) is another body which plays an important role in the socio-economic development of Flanders by making available various tools to enterprises wishing to develop on an international scale.